Credit Score
Your credit score is a number. Let's make it a bigger one.
Understand what moves your score, what tanks it, and the fastest path from wherever you are to where you want to be.
The Dime says…
Your credit score controls your rent, car payment, and mortgage rate. Understanding it is one of the highest-leverage moves in personal finance.
Why Did My Credit Score Drop?
The six most common culprits, explained.
Average Credit Score by Age
How do you stack up?
Does Affirm Affect Your Credit Score?
Buy now, pay later — but at what cost?
How Often Does Your Credit Score Update?
Patience, explained.
Lowest Credit Score Possible
Rock bottom — and the road back up.
Is [your score] a good credit score?
Each page gives you the straight answer for a specific FICO score — what it qualifies you for, how it compares to the U.S. average (714), and exactly how to push it higher.
Exceptional
800–850
Very Good
740–799
Good
670–739
Fair
580–669